The Customer can pay in installments for purchases over an amount of € 150 to € 4000. For amouts over €4000, it could be study. The process is 100% online, with no need to submit documentation and has instant approval.
To do this, the Customer must add the items to the cart and select Pay to Installments on the payment methods page. You will be redirected to the Instant Credit page from where the customer will have to select how many installments he wants to pay and fill in his personal information. Then, he must enter the details of the credit or debit card and can enjoy his purchase. At the time of purchase only an initial payment has to be paid, the selected number of fees will be charged month after month, starting next month from the moment of purchase.
The cost of financing varies depending on the risk profile of each Customer and it can vary between 25% and 30% APR. Throughout the process the interests that are applied will be shown and the pre-contractual and contractual conditions will be sent to the Customer's email address.